Budgeting & Spending
How to Manage Your Money in Retirement: 10 Rules That Work
Retirement changes how money works: fewer earning years, more tax decisions. These 10 rules cover withdrawals, spending, and what shifts over time.
Articles by Kathleen Coxwell
Aging Well
“To Be” List: A Simpler Way to Set Goals That Stick
A “to be” list differs from a “to do” list by setting goals around who you want to become. Here's how to write your own in four steps.
Aging Well
How to Stay Mentally Sharp as You Age
About half of people stay mentally sharp past 70. See what makes the difference, plus 7 habits that boost your odds.
Retirement Savings and Investments
16 Roth IRA and Roth Conversion Mistakes That Cost You in Taxes
A Roth conversion can raise your Medicare premiums two years later. Every mistake on this list comes with a solution.
Earning
Social Security COLA 2027 Estimate: Biggest Raise Since 2023
The 2027 estimate stands at 3.5% to 3.6%. See how much your check will grow and plan for Medicare Open Enrollment.
Aging Well
How to Make Friends as an Adult: 12 Ways That Work
Feeling stuck on building friendships as an adult? These 12 tactics can help you, and most take little time to try.
Financial Wellness
Non-Financial Retirement Planning: 10 Investments Worth Making
Non-financial retirement planning covers what a portfolio can’t: time, health, purpose, and the people you love. Here are 10 places to start.
Financial Wellness
Financial Mapping: A Roadmap for Your Money and Time
Financial mapping can lead you to better financial decisions and outcomes, turning scattered goals into a plan that holds up against risk.
Retirement Planning
Are You Saving Too Much for Retirement?
Under-saving is a math problem you can still fix. Over-saving can cost years you won’t get back. Here’s how to tell which one you’re doing.
Happy Retirement
Life After Retirement: Why Many People Feel Happier
Life satisfaction often rebounds after midlife, staying relatively high in your 60s and early 70s. Here’s how to prepare for a fulfilling retirement.
Happy Retirement
How to Retire Abroad: A Complete Guide to Retirement Overseas
Visa income minimums, Medicare gaps, and double taxation: the real costs of retiring abroad, and how to plan around them before you commit.
Budgeting & Spending
10 Overlooked Retirement Costs to Budget For
Long-term care can run past $129,000 a year. Healthcare can top $345,000 for a couple. Here are the retirement costs people tend to miss.
Financial Wellness
How to Deal With Financial Stress: 10 Ways to Worry Less About Money
Specific, research-backed ways to help you deal with financial stress and money worries. Start building real confidence today.
Financial Wellness
Financial Decision Making: 13 Strategies for Smarter Choices
Poor financial decision making costs more than money. Learn to slow down, cut bias, and choose with a clear plan.
Financial Wellness
Does Money Buy Happiness? Yes, If You Spend It Right
Research supports the idea that money does buy happiness. Here’s how spending choices matter as much as how much you save.
Planning
Boldin AI: Your Retirement Planning Assistant
Ask Boldin AI about your plan, or tell it what changed to keep your plan current. You approve every update the AI makes before it’s applied.
Financial Wellness
How to Build Wealth After 50: The 20 Key Rules
The average 401(k) millionaire hits that mark around 59. See the moves that build wealth fastest after 50.
Retirement Income
Sequence of Returns Risk: How to Protect Your Savings
A market drop in your first retirement years can cost tens of thousands, even with the same average return. See why, backed by FINRA research.
Estate Planning
What Happens When You Inherit Money? First Steps to Know
Inheriting money sets off 3 things fast: taxes, timing rules, and decisions people rush into. Here’s what to expect.
Financial Wellness
How Wealth Is Defined: U.S. Net Worth Benchmarks
Wealth means net worth, cash flow, and lifestyle security. See benchmarks by age, generation, and income to put your numbers in context.
Budgeting & Spending
Consumption Smoothing: What It Means and How It Works
Consumption smoothing is how you keep your standard of living stable across a lifetime of income changes, career shifts, and retirement.
Family and Relationships
Divorce After 50: Pros, Cons, & Financial Impact of ‘Gray Divorce’
Gray divorce makes up 36% of U.S. divorces, up from 9% in 1990. See the pros and cons of divorce after 50, and how to protect your retirement.
Retirement Planning
The 13 Most Common Retirement Planning Mistakes: How to Fix Each One
Planning mistakes add up. Claiming Social Security at 62 alone cuts your benefit by 30% for life. But most can be corrected if caught early.
Retirement Planning
The 10 Best Retirement Calculators
See how Boldin, Fidelity, Vanguard, AARP, and 6 more retirement calculators stack up on accuracy, customization, and price.
