Debt
77% of Americans Say Debt Is Blocking Their Retirement Savings
A National Institute on Retirement Security survey finds debt is keeping most Americans from saving, and few know what their money will earn.
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Debt
Pay Off Debt or Save for Retirement? How to Model Your Plan
Debt advice often stops at interest saved, but you can see whether paying off debt faster changes your retirement date using planning tools.
Debt
Understanding the Two Roth 5-Year Rules: A Key to Smarter Early Retirement Planning
Want to retire in your 50s and withdraw from savings? You need to understand the Roth 5 year rules to avoid penalties.
Budgeting & Spending
Good Debt and Bad Debt: A Quick Guide to Wise Use of Borrowing for Financial Success
Debt isn’t necessarily terrible. Good debt helps you get ahead. Bad debt puts you in a hole. Understand the differences for better financial outcomes.
Budgeting & Spending
Financial Basics: A Guide to the Habits and Strategies of Spending, Saving, and Investing for a Secure Future
Mastering the financial basics is doable by anyone at any age. Here is a simple guide. Steps to take at 20, 25, 45, or even 55 to get and stay on track to a sec…
Budgeting & Spending
How to Get Out of Debt: 12 Ways to Reduce this Expense for a More Secure Future
Debt levels have climbed to an all time high. Reducing this financial burden is a very worthy goal. Not sure how to get out of debt? You have options. Use this…
Debt
Average Retirement Debt: Older Americans Have More Debt than Ever Before!
One of the greatest threats to retirement today may not be saving too little, but owing too much. According to the Federal Reserve Bank, Boomers (Americans born…
Debt
What Happens to Your Debt When You Die?
What happens to your debt when you die? It’s possible that an individual can have so much debt after they die that it will wipe out the assets that they’d hope…
Debt
Paying Off a Debt? First Celebrate then Do This…
Whether it is a credit card, car loan or the holy grail of all debts — your mortgage, paying off debt and eliminating monthly payments is a really big deal. Whe…
Debt
Debt Free Retirement! 7 Reasons To Pay Off Every Penny Before You Retire
You’re 70 years old. You shuffle out to your mailbox on a crisp Monday morning and you are not at all surprised by what’s inside: junk mail and bills. “You’ve b…
Debt
How to Prepare Your Retirement Plans for Rising Interest Rates
Interest rates impact our lives in a wide variety of ways – especially financial. Why Will Interest Rates Rise? Since 2008, interest rates have been at historic…
Debt
How to Get Out of Debt? The Financial Gurus Answer
Retirement planning is a lot easier with the weight of debt off your shoulders. Some debt is almost unavoidable, but that doesn’t mean you can’t clear it away,…
