Annuities
A Plan for Reliable Lifetime Income Using Bucket and Income Floor Strategies
Take a deep dive into how one retiree is achieving a secure future with guaranteed retirement income. Learn about an income floor and 3 investment buckets.
Explore content
Retirement Income
How to Decide the Order of Accounts for Retirement Withdrawals: Traditional vs. Other Options
Evaluate the pros and cons of different orders of accounts for withdrawals. See how to make smart decisions about your choices.
Retirement Income
Retirement Withdrawal Rate: How to Make Sure Your Savings Last as Long as You Need Them to
Learn about the ideal withdrawal rate and the 4% rule. Plus, understand a more personalized approach to retirement withdrawals.
Earning
How Much is Enough? How to Know if You Are Earning or Saving for Optimal Happiness
If there ever was a million dollar question, it just might be: “how much is enough?” (Although, maybe in your case it would be a $50,000, $200,000, $500,000, $5…
Budgeting & Spending
Can You Live Happily in Retirement With Just 66% of Your Work Income? (Yes! Most Do)
Research suggests that average annual retirement income for retirees is far less than what they earned before retirement. And, it’s not a problem!
Podcast
Podcast 80: Andrew Biggs on the “Retirement Crisis” (He Says There Isn’t One) and a Look at Social Security
Policy expert, Andrew Biggs, discusses the so called “retirement crisis” and shares his thoughts on the solvency of Medicare and Social Security.
Planning
Roth Conversion Strategies: How to Model them in the Boldin Retirement Planner
Get a guided walk through of the new Roth functionality and get tips for making the most of the tool. Plus explore all the ways we help you make better decision…
Earning
Average Retirement Income 2023: How Do You Compare?
Average retirement income 2023– find out how your income compares to averages and get tips for boosting your income. Read now!
Retirement Income
The Lockbox Strategy Other Retirement Income Tips from Nobel Laureate, William Sharpe
William Sharpe has contributed significant brain power to solving for retirement security. Learn about the lockbox strategy and other ways to set up your retire…
Budgeting & Spending
14 Ways to Budget: Find the Best Method for Your Personality and Goals
Budgeting doesn’t have to be awful. We’ll help you find a way to budget that helps you with your financial goals and suits your personality.
Retirement Income
New RMD Ages in 2023 and 2033: Immediately See the Impact on Your Retirement Income and Taxes
See the impact of new 2023 and 2033 RMD ages on your projected retirement plans. Your taxes, income, and Roth strategies may have changed.
Planning
Big RMD Changes and 11 Other Retirement Planning Headlines from SECURE 2.0 and the Omnibus Spending Bill
There are big retirement planning changes with passage of the Omnibus Spending Bill, including the SECURE Act 2.0. See how you are impacted.
Retirement Income
6 Strategies to Manage Required Minimum Distributions (RMDs)
Are RMDs desired income or a cost? Either way, preserve wealth with these 6 strategies for minimizing taxes on your withdrawals.
Retirement Savings and Investments
15 Pros and Cons of Dividend Stocks for Retirement Savings
Too good to be true? Explore 15 pros and cons of dividend stocks. Good for retirement income, but also expensive, confusing, and risky.
Retirement Income
Avoid Unnecessary Taxation: 7 Easy Sources of Tax-Free Retirement Income
As a lifelong worker who paid their fair share of taxes, make sure you take advantage of these sources of tax-free retirement income.
Retirement Savings and Investments
Is a Bond Ladder Strategy Right for Your Retirement?
Bond ladders can be used to protect against interest rate risk. Discover what they are and why you would use one to secure your future.
Earning
What’s New on Your 401k Statement? (Why Does it Appear You Have So Little Retirement Income?)
Your next 401k statement is going to look different. And, your retirement income projections may be concerning. Find out why.
Podcast
Podcast: David Blanchett — Guaranteed Income in Retirement
Steve and David discuss retirement income and go over some listener questions
Budgeting & Spending
24 of the Best Ways to Spend Your Stimulus Check
Depending on your income (not your assets), you may be receiving a stimulus check of somewhere between $1,400 and $2,800. How are people putting this money to u…
Retirement Income
Low-Risk Investments: 14 Ways to Make Money in a Low Interest Rate Environment
Low-risk investments with a high reward are out there—you just need to know where to look. When you are retired, or near retirement, it is generally a good idea…
Podcast
Podcast: Dana Anspach — Retirement Income Planning
The 50th Boldin podcast! This time, Steve Chen is joined by guest Dana Anspach — Certified Financial Planner™, author, and the founder of Sensible Money — and d…
Retirement Income
What Are the Effects of Low Interest Rates on Your Retirement?
You may have seen the news: Interest rates in the United States are at historic lows. That sounds great. But is it really? What are the effects of low interest…
Planning
Your Guide to Developing a Retirement Withdrawals Strategy
Retirement withdrawals strategy becomes important to consider as you age. You’ve spent your entire working career saving and investing for retirement. Now it’s…
Budgeting & Spending
How to Make Money in Retirement: 14 Real and Really Easy Ways to Boost Income
Regardless of where you are in life, it’s always nice to make some extra money. And that is especially true in retirement. But, how to make money in retirement…
