Taxes

Estimates for Your 2023 Data Are Now Available in the Boldin Retirement Planner

The Boldin Retirement Planner now shows an estimate for your 2023 year-end numbers. The 2023 values are available on all charts.

AGI (Adjusted Gross Income): The Tax Acronym You Can’t Ignore

Gaining insight into your Adjusted Gross Income can pave the way for a prosperous and tax-smart financial future.

Roth Conversion Strategies: How to Model them in the Boldin Retirement Planner

Get a guided walk through of the new Roth functionality and get tips for making the most of the tool. Plus explore all the ways we help you make better decision…

Is a 529 Plan Right for You? Tax and Estate Benefits Are Amplified for Certain Income Brackets

A 529 plan can be a tax advantaged way to fund education. However, the real benefits of these accounts are greater for some.

Life Expectancy Drops in United States, but Not for Everyone

Statistically, Americans aren’t living as long as before. But, where you live, your wealth, your habits, and more impact your own life expectancy.

Podcast 70: Burton Malkiel and “A Random Walk Down Wall Street” 50 Years Later

Professor Malkiel discusses the latest edition of his legendary book and some of the biggest lessons from his own life.

New RMD Ages in 2023 and 2033: Immediately See the Impact on Your Retirement Income and Taxes

See the impact of new 2023 and 2033 RMD ages on your projected retirement plans. Your taxes, income, and Roth strategies may have changed.

Big RMD Changes and 11 Other Retirement Planning Headlines from SECURE 2.0 and the Omnibus Spending Bill

There are big retirement planning changes with passage of the Omnibus Spending Bill, including the SECURE Act 2.0. See how you are impacted.

6 Strategies to Manage Required Minimum Distributions (RMDs)

Are RMDs desired income or a cost? Either way, preserve wealth with these 6 strategies for minimizing taxes on your withdrawals.

Avoid Unnecessary Taxation: 7 Easy Sources of Tax-Free Retirement Income

As a lifelong worker who paid their fair share of taxes, make sure you take advantage of these sources of tax-free retirement income.

Podcast: Mike Piper — Social Security and Tax-Efficient Retirement Planning

Steve and Mike discuss Social Security planning, Roth conversions, and retirement account distributions.

Focus on Health Not Wealth for a Happy Retirement

For many of today’s retirees, health is the most important ingredient for a happy retirement. You might say that they value good health over financial security.…

How to Prepare for the Possible Upcoming Federal Tax Changes

Explore the proposed tax increases on the wealthy and find out what to do about it if you might be at risk of a higher tax burden.

Retire AFTER 65: It’s One of the Secrets to a Long Happy Life!

A study from a team of researchers at Oregon State University shows that the longer you wait to retire, the longer you will likely live. So if you are planning…

What You Might Have in Common with Retiring Olympic Athletes

Keeping Up with Technology Can Keep the Mind Young: Amie Clark of TheSeniorList.com

The world of technology is constantly changing. Each year, phones, televisions, and computers grow smarter. Social media sites and web application developers gi…

Retirement Withdrawals Taxes: How to Pay Less in Taxes and Maximize Income

Retirement withdrawals taxes are important to consider. A tax-efficient strategy for can be the difference between thriving and scraping by. Much has been writt…

What Is Your Medicaid Eligibility?

As we plan our retirement, most of us are concerned about whether or not we will be able to fund out-of-pocket healthcare costs. Medicaid is one option for peop…

Is a Tax Sheltered 403(b) Annuity a Good Investment?

If you are an employee at a school, church, hospital, or other non-profit, then you are eligible for a “tax-sheltered annuity,” also known as a 403(b) plan. Don…

Loneliness Is as Dangerous as Smoking and Stress

Research shows that feeling lonely is a big risk factor for heart attack, clogged arteries, and stroke.  In fact, the dangers of loneliness are on par with obes…

Net Unrealized Appreciation (NUA): The Tax Smart Way to Handle Company Stock in a Rollover

If you have company stock in a 401(k), you will want to learn about Net Unrealized Appreciation (NUA) and how to minimize taxes when you rollover these funds to…

The American Heart Association Recommends 10,000 Steps a Day or About Five Miles of Walking

Walking is relatively easy and it is key to your good health.  The American Heart Association recommends 10,000 steps a day (about five miles of walking). Does…

Live Each Day: 4 Tips From the Science of Happiness

Jim McCarthy is a successful Silicon Valley executive who worked for Yahoo! as employee number 258 and grew up with the industry. In 2013 he was diagnosed with…

Podcast: Doc G — Financial Independence’s Impact on Health

Episode 37 of the Boldin podcast is an interview with Doc G — a financially independent physician, podcaster and author — around the topics of financial indepen…